Datasets:

retrogradespace
/

hmda_2024

activity_year string	lei string	derived_msa_md string	state_code string	county_code string	census_tract string	conforming_loan_limit string	derived_loan_product_type string	derived_dwelling_category string	derived_ethnicity string	derived_race string	derived_sex string	action_taken string	purchaser_type string	preapproval string	loan_type string	loan_purpose string	lien_status string	reverse_mortgage string	open_end_line_of_credit string	business_or_commercial_purpose string	loan_amount string	loan_to_value_ratio string	interest_rate string	rate_spread string	hoepa_status string	total_loan_costs string	total_points_and_fees string	origination_charges string	discount_points string	lender_credits string	loan_term string	prepayment_penalty_term string	intro_rate_period string	negative_amortization string	interest_only_payment string	balloon_payment string	other_nonamortizing_features string	property_value string	construction_method string	occupancy_type string	manufactured_home_secured_property_type string	manufactured_home_land_property_interest string	total_units string	multifamily_affordable_units string	income string	debt_to_income_ratio string	applicant_credit_score_type string	co_applicant_credit_score_type string	applicant_ethnicity_1 string	applicant_ethnicity_2 string	applicant_ethnicity_3 string	applicant_ethnicity_4 string	applicant_ethnicity_5 string	co_applicant_ethnicity_1 string	co_applicant_ethnicity_2 string	co_applicant_ethnicity_3 string	co_applicant_ethnicity_4 string	co_applicant_ethnicity_5 string	applicant_ethnicity_observed string	co_applicant_ethnicity_observed string	applicant_race_1 string	applicant_race_2 string	applicant_race_3 string	applicant_race_4 string	applicant_race_5 string	co_applicant_race_1 string	co_applicant_race_2 string	co_applicant_race_3 string	co_applicant_race_4 string	co_applicant_race_5 string	applicant_race_observed string	co_applicant_race_observed string	applicant_sex string	co_applicant_sex string	applicant_sex_observed string	co_applicant_sex_observed string	applicant_age string	co_applicant_age string	applicant_age_above_62 string	co_applicant_age_above_62 string	submission_of_application string	initially_payable_to_institution string	aus_1 string	aus_2 string	aus_3 string	aus_4 string	aus_5 string	denial_reason_1 string	denial_reason_2 string	denial_reason_3 string	denial_reason_4 string	tract_population string	tract_minority_population_percent string	ffiec_msa_md_median_family_income string	tract_to_msa_income_percentage string	tract_owner_occupied_units string	tract_one_to_four_family_homes string	tract_median_age_of_housing_units string
2024	549300DD5QQUHO6PCH70	38060	AZ	04013	04013061031	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Ethnicity Not Available	Race Not Available	Sex Not Available	5	0	2	3	32	1	2	2	2	395000.0	null	null	null	3	null	null	null	null	null	360	null	null	2	2	2	2	null	1	1	3	5	1	null	65	null	9	9	3	null	null	null	null	5	null	null	null	null	2	4	6	null	null	null	null	8	null	null	null	null	2	4	3	5	2	4	45-54	9999	No	null	1	1	2	null	null	null	null	10	null	null	null	6566	36.72	101300	115	1398	1733	14
2024	549300DD5QQUHO6PCH70	24780	NC	37147	37147001100	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	White	Female	1	2	2	3	1	1	2	2	2	305000.0	null	6.25	-0.304	2	5377.04	null	0.00	null	3519.35	360	null	null	2	2	2	2	345000	1	1	3	5	1	null	101	50%-60%	2	3	2	null	null	null	null	2	null	null	null	null	2	2	5	null	null	null	null	5	null	null	null	null	2	2	2	2	2	2	55-64	55-64	No	No	1	1	1	null	null	null	null	10	null	null	null	5082	27.88	84700	106	1555	2198	32
2024	549300DD5QQUHO6PCH70	29414	IN	18127	18127050602	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	White	Male	1	2	2	3	1	1	2	2	2	455000.0	null	6.625	-0.525	2	2371.00	null	1015.00	283.50	null	360	null	null	2	2	2	2	455000	1	1	3	5	2	null	105	50%-60%	1	10	2	null	null	null	null	5	null	null	null	null	2	4	5	null	null	null	null	8	null	null	null	null	2	4	1	5	2	4	25-34	9999	No	null	1	1	1	null	null	null	null	10	null	null	null	4804	17.8	91100	122	1412	1736	39
2024	549300DD5QQUHO6PCH70	17900	SC	45063	45063020706	C	Conventional:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	Black or African American	Joint	4	0	2	1	1	1	2	2	2	135000.0	null	null	null	3	null	null	null	null	null	360	null	null	2	2	2	2	null	1	3	3	5	1	null	216	null	9	9	2	null	null	null	null	2	null	null	null	null	2	2	3	null	null	null	null	3	null	null	null	null	2	2	1	2	2	2	45-54	45-54	No	No	1	1	1	null	null	null	null	10	null	null	null	2977	79.27	86300	62	734	1184	41
2024	549300DD5QQUHO6PCH70	36420	OK	40081	40081961402	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	White	Joint	4	0	2	3	1	1	2	2	2	375000.0	null	null	null	3	null	null	null	null	null	360	null	null	2	2	2	2	null	1	1	3	5	1	null	147	null	9	9	2	null	null	null	null	2	null	null	null	null	2	2	5	null	null	null	null	5	null	null	null	null	2	2	1	2	2	2	35-44	25-34	No	No	1	1	1	null	null	null	null	10	null	null	null	4726	24.23	89100	94	1722	2135	26
2024	549300DD5QQUHO6PCH70	36740	FL	12095	12095012402	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	Black or African American	Female	1	71	2	3	1	1	2	2	2	165000.0	null	7.125	0.782	2	9395.09	null	2311.84	1049.00	1098.53	360	null	null	2	2	2	2	165000	1	1	3	5	1	null	65	50%-60%	3	10	2	null	null	null	null	5	null	null	null	null	2	4	3	null	null	null	null	8	null	null	null	null	2	4	2	5	2	4	55-64	9999	Yes	null	1	1	1	null	null	null	null	10	null	null	null	5741	84.46	90400	57	337	878	36
2024	549300DD5QQUHO6PCH70	99999	TX	48293	48293970600	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	White	Male	1	2	2	3	1	1	2	2	2	205000.0	null	6.75	0.051	2	5061.10	null	2392.35	342.35	568.52	360	null	null	2	2	2	2	205000	1	1	3	5	1	null	70	50%-60%	1	10	2	null	null	null	null	5	null	null	null	null	2	4	5	null	null	null	null	8	null	null	null	null	2	4	1	5	2	4	55-64	9999	No	null	1	1	1	null	null	null	null	10	null	null	null	5546	41.06	75500	93	1310	2129	40
2024	549300DD5QQUHO6PCH70	39300	RI	44009	44009050701	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Ethnicity Not Available	White	Male	3	0	2	3	32	1	2	2	2	375000.0	null	null	null	3	null	null	null	null	null	360	null	null	2	2	2	2	null	1	1	3	5	1	null	193	30%-<36%	3	10	3	null	null	null	null	5	null	null	null	null	2	4	5	null	null	null	null	8	null	null	null	null	2	4	1	5	2	4	45-54	9999	No	null	1	1	6	null	null	null	null	3	null	null	null	4166	8.04	113200	106	1235	1658	44
2024	549300DD5QQUHO6PCH70	99999	TX	48471	48471790302	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	White	Joint	4	0	2	3	1	1	2	2	2	105000.0	null	null	null	3	null	null	null	null	null	360	null	null	2	2	2	2	null	1	1	3	5	1	null	73	null	9	9	2	null	null	null	null	2	null	null	null	null	2	2	5	null	null	null	null	5	null	null	null	null	2	2	1	2	2	2	55-64	55-64	Yes	No	1	1	1	null	null	null	null	10	null	null	null	7092	18.3	75500	123	1836	2487	32
2024	549300DD5QQUHO6PCH70	99999	MS	28081	28081950301	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	White	Joint	4	0	2	3	1	1	2	2	2	235000.0	null	null	null	3	null	null	null	null	null	360	null	null	2	2	2	2	null	1	1	3	5	1	null	93	null	9	9	2	null	null	null	null	2	null	null	null	null	2	2	5	null	null	null	null	5	null	null	null	null	2	2	1	2	2	2	45-54	35-44	No	No	1	1	2	null	null	null	null	10	null	null	null	4694	12.91	64400	155	1416	1797	27
2024	549300DD5QQUHO6PCH70	31924	GA	13067	13067030261	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Joint	Black or African American	Joint	1	2	2	3	1	1	2	2	2	415000.0	null	6.625	0.035	2	1159.44	null	0.00	1048.13	1048.13	360	null	null	2	2	2	2	425000	1	1	3	5	1	null	145	50%-60%	1	1	2	null	null	null	null	1	null	null	null	null	2	2	3	5	null	null	null	6	null	null	null	null	2	2	1	2	2	2	25-34	25-34	No	No	1	1	1	null	null	null	null	10	null	null	null	3643	45.46	114000	146	894	1203	23
2024	549300DD5QQUHO6PCH70	46060	AZ	04019	04019004436	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	White	Joint	4	0	2	3	1	1	2	2	2	385000.0	null	null	null	3	null	null	null	null	null	360	null	null	2	2	2	2	null	1	1	3	5	1	null	189	null	9	9	2	null	null	null	null	2	null	null	null	null	2	2	5	null	null	null	null	5	null	null	null	null	2	2	1	2	2	2	35-44	35-44	No	No	1	1	1	null	null	null	null	10	null	null	null	4883	28.06	90200	130	1518	1796	16
2024	549300DD5QQUHO6PCH70	42340	GA	13103	13103030301	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	White	Joint	1	2	2	3	1	1	2	2	2	445000.0	null	7.125	0.26	2	15429.51	null	0.00	null	1936.59	360	null	null	2	2	2	2	435000	1	1	3	5	1	null	160	44	2	2	2	null	null	null	null	3	null	null	null	null	2	2	5	null	null	null	null	6	null	null	null	null	2	2	1	2	2	2	35-44	35-44	No	No	1	1	1	null	null	null	null	10	null	null	null	7951	25.23	92400	137	1902	2180	15
2024	549300DD5QQUHO6PCH70	26420	TX	48339	48339694307	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	Black or African American	Joint	1	71	2	3	1	1	2	2	2	315000.0	null	5.5	-1.315	2	5514.41	null	1896.62	9321.62	null	360	null	null	2	2	2	2	395000	1	1	3	5	1	null	120	50%-60%	1	1	2	null	null	null	null	2	null	null	null	null	2	2	3	null	null	null	null	3	null	null	null	null	2	2	1	2	2	2	>74	65-74	Yes	Yes	1	1	1	null	null	null	null	10	null	null	null	2125	15.95	97400	110	929	941	27
2024	549300DD5QQUHO6PCH70	43420	AZ	04003	04003000305	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	White	Joint	1	71	2	3	1	1	2	2	2	515000.0	null	6.25	-0.63	2	1854.02	null	0.00	3522.56	2221.86	360	null	null	2	2	2	2	515000	1	1	3	5	1	null	167	46	2	3	2	null	null	null	null	2	null	null	null	null	2	2	5	null	null	null	null	5	null	null	null	null	2	2	2	1	2	2	35-44	35-44	No	No	1	1	2	null	null	null	null	10	null	null	null	2681	14.81	70700	103	996	1540	26
2024	549300DD5QQUHO6PCH70	33460	MN	27053	27053021200	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	White	Male	1	2	2	3	1	1	2	2	2	375000.0	null	7.125	0.502	2	12620.00	null	0.00	1180.15	942.61	360	null	null	2	2	2	2	375000	1	1	3	5	1	null	110	50%-60%	1	10	2	null	null	null	null	5	null	null	null	null	2	4	5	null	null	null	null	8	null	null	null	null	2	4	1	5	2	4	25-34	9999	No	null	1	1	1	null	null	null	null	10	null	null	null	4532	24.74	123700	92	1548	1581	64
2024	549300DD5QQUHO6PCH70	26900	IN	18059	18059411000	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	White	Male	4	0	2	3	1	1	2	2	2	355000.0	null	null	null	3	null	null	null	null	null	360	null	null	2	2	2	2	null	1	1	3	5	1	null	169	null	9	9	2	null	null	null	null	5	null	null	null	null	2	4	5	null	null	null	null	8	null	null	null	null	2	4	1	5	2	4	35-44	9999	No	null	1	1	1	null	null	null	null	10	null	null	null	7063	7.38	98600	131	2056	2517	35
2024	549300DD5QQUHO6PCH70	26140	FL	12017	12017450704	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	White	Joint	3	0	2	3	1	1	2	2	2	145000.0	null	null	null	3	null	null	null	null	null	360	null	null	2	2	2	2	355000	1	1	3	5	1	null	56	20%-<30%	3	3	2	null	null	null	null	2	null	null	null	null	2	2	5	null	null	null	null	5	null	null	null	null	2	2	1	2	2	2	65-74	55-64	Yes	No	1	1	1	null	null	null	null	9	null	null	null	3208	12.72	66500	77	1453	1697	32
2024	549300DD5QQUHO6PCH70	99999	AR	05037	05037950600	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	White	Male	1	71	2	3	1	1	2	2	2	135000.0	null	5.5	-1.078	2	8181.53	null	5134.28	5437.41	null	360	null	null	2	2	2	2	185000	1	1	3	5	1	null	67	20%-<30%	3	10	2	null	null	null	null	5	null	null	null	null	2	4	5	null	null	null	null	8	null	null	null	null	2	4	1	5	2	4	25-34	9999	No	null	1	1	1	null	null	null	null	10	null	null	null	4411	22.76	64800	144	1173	1724	29
2024	549300DD5QQUHO6PCH70	14540	KY	21003	21003920300	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	American Indian or Alaska Native	Male	1	2	2	3	1	1	2	2	2	365000.0	null	5.625	-1.085	2	0.00	null	0.00	17793.75	9336.93	360	null	null	2	2	2	2	365000	1	1	3	5	1	null	103	46	3	10	2	null	null	null	null	5	null	null	null	null	2	4	1	null	null	null	null	8	null	null	null	null	2	4	1	5	2	4	35-44	9999	No	null	1	1	2	null	null	null	null	10	null	null	null	5101	8.65	82500	73	1298	2045	30
2024	549300DD5QQUHO6PCH70	26900	IN	18095	18095000400	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	White	Male	3	0	2	3	1	1	2	2	2	125000.0	null	null	null	3	null	null	null	null	null	360	null	null	2	2	2	2	null	1	1	3	5	1	null	44	30%-<36%	3	10	2	null	null	null	null	5	null	null	null	null	2	4	5	null	null	null	null	8	null	null	null	null	2	4	1	5	2	4	<25	9999	No	null	1	1	2	null	null	null	null	3	null	null	null	2307	56.22	98600	40	444	1042	69
2024	549300DD5QQUHO6PCH70	48424	FL	12099	12099007813	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Hispanic or Latino	White	Male	4	0	2	3	1	1	2	2	2	475000.0	null	null	null	3	null	null	null	null	null	360	null	null	2	2	2	2	null	1	1	3	5	1	null	135	null	9	9	1	null	null	null	null	5	null	null	null	null	2	4	5	null	null	null	null	8	null	null	null	null	2	4	1	5	2	4	25-34	9999	No	null	1	1	1	null	null	null	null	10	null	null	null	6915	66.38	104000	103	1737	1994	31
2024	549300DD5QQUHO6PCH70	48864	DE	10003	10003014909	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	Black or African American	Male	3	0	2	3	32	1	2	2	2	185000.0	null	null	null	3	null	null	null	null	null	360	null	null	2	2	2	2	null	1	1	3	5	1	null	47	>60%	1	10	2	null	null	null	null	5	null	null	null	null	2	4	3	null	null	null	null	8	null	null	null	null	2	4	1	5	2	4	55-64	9999	No	null	1	1	6	null	null	null	null	3	null	null	null	6186	74.65	111300	73	1101	1882	43
2024	549300DD5QQUHO6PCH70	48620	KS	20173	20173007102	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	White	Male	1	71	2	3	1	1	2	2	2	225000.0	null	6.75	0.134	2	6971.39	null	0.00	null	694.85	360	null	null	2	2	2	2	215000	1	1	3	5	1	null	96	37	2	2	2	null	null	null	null	2	null	null	null	null	2	2	5	null	null	null	null	5	null	null	null	null	2	2	1	1	2	2	<25	25-34	No	No	1	1	1	null	null	null	null	10	null	null	null	4896	53.86	91200	82	653	1121	43
2024	549300DD5QQUHO6PCH70	99999	GA	13071	13071970703	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	White	Male	4	0	2	3	1	1	2	2	2	155000.0	null	null	null	3	null	null	null	null	null	360	null	null	2	2	2	2	null	1	1	3	5	1	null	59	null	9	9	2	null	null	null	null	5	null	null	null	null	2	4	5	null	null	null	null	8	null	null	null	null	2	4	1	5	2	4	55-64	9999	No	null	1	1	2	null	null	null	null	10	null	null	null	4586	42.08	69300	107	875	1649	26
2024	549300DD5QQUHO6PCH70	36740	FL	12069	12069031315	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	White	Joint	4	0	2	3	1	1	2	2	2	555000.0	null	null	null	3	null	null	null	null	null	360	null	null	2	2	2	2	null	1	1	3	5	1	null	201	null	9	9	2	null	null	null	null	2	null	null	null	null	2	2	5	null	null	null	null	5	null	null	null	null	2	2	1	2	2	2	35-44	35-44	No	No	1	1	2	null	null	null	null	10	null	null	null	7762	47.86	90400	87	1028	1522	18
2024	549300DD5QQUHO6PCH70	99999	TX	48147	48147950702	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	White	Joint	1	71	2	3	1	1	2	2	2	425000.0	null	6.25	-0.63	2	5113.99	null	0.00	791.48	1052.50	360	null	null	2	2	2	2	425000	1	1	3	5	1	null	184	30%-<36%	3	2	2	null	null	null	null	2	null	null	null	null	2	2	5	null	null	null	null	5	null	null	null	null	2	2	1	2	2	2	25-34	25-34	No	No	1	1	2	null	null	null	null	10	null	null	null	4119	22.6	75500	145	1016	1344	24
2024	549300DD5QQUHO6PCH70	17140	OH	39061	39061023800	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	2 or more minority races	Male	1	2	2	3	1	1	2	2	2	335000.0	null	7.125	0.265	2	1372.70	null	0.00	826.88	848.88	360	null	null	2	2	2	2	345000	1	1	3	5	1	null	111	>60%	1	10	2	null	null	null	null	5	null	null	null	null	2	4	3	24	null	null	null	8	null	null	null	null	2	4	1	5	2	4	25-34	9999	No	null	1	1	1	null	null	null	null	10	null	null	null	5222	51.8	103500	101	1281	2339	67
2024	549300DD5QQUHO6PCH70	17140	OH	39025	39025041105	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	White	Male	1	71	2	3	1	1	2	2	2	205000.0	null	6.625	0.142	2	9234.47	null	668.97	1654.46	625.00	360	null	null	2	2	2	2	205000	1	1	3	5	1	null	70	30%-<36%	2	10	2	null	null	null	null	5	null	null	null	null	2	4	5	null	null	null	null	8	null	null	null	null	2	4	1	5	2	4	35-44	9999	No	null	1	1	1	null	null	null	null	10	null	null	null	6110	11.19	103500	80	1165	1450	35
2024	549300DD5QQUHO6PCH70	12054	GA	13045	13045910600	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Hispanic or Latino	White	Female	4	0	2	3	1	1	2	2	2	445000.0	null	null	null	3	null	null	null	null	null	360	null	null	2	2	2	2	null	1	1	3	5	1	null	105	null	9	9	1	11	null	null	null	5	null	null	null	null	2	4	5	null	null	null	null	8	null	null	null	null	2	4	2	5	2	4	65-74	9999	Yes	null	1	1	2	null	null	null	null	10	null	null	null	6061	40.24	100900	103	1552	2319	42
2024	549300DD5QQUHO6PCH70	12054	GA	13045	13045910800	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Ethnicity Not Available	Race Not Available	Joint	1	71	2	3	1	1	2	2	2	345000.0	null	6.5	0.15	2	2214.00	null	0.00	5100.00	3788.00	360	null	null	2	2	2	2	345000	1	1	3	5	1	null	94	45	3	3	3	null	null	null	null	3	null	null	null	null	2	2	6	null	null	null	null	6	null	null	null	null	2	2	1	2	2	2	45-54	35-44	No	No	1	1	1	null	null	null	null	10	null	null	null	4131	12.2	100900	68	1237	1694	36
2024	549300DD5QQUHO6PCH70	23060	IN	18003	18003000900	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	White	Male	1	71	2	3	1	1	2	2	2	205000.0	null	6.99	0.127	2	7673.99	null	1964.24	null	509.33	360	null	null	2	2	2	2	205000	1	1	3	5	1	null	59	50%-60%	1	10	2	null	null	null	null	5	null	null	null	null	2	4	5	null	null	null	null	8	null	null	null	null	2	4	1	5	2	4	35-44	9999	No	null	1	1	1	null	null	null	null	10	null	null	null	3350	27.7	86900	55	738	1328	75
2024	549300DD5QQUHO6PCH70	39580	NC	37101	37101040207	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	Black or African American	Male	4	0	2	3	1	1	2	2	2	695000.0	null	null	null	3	null	null	null	null	null	360	null	null	2	2	2	2	null	1	1	3	5	1	null	119	null	9	9	2	null	null	null	null	5	null	null	null	null	2	4	3	null	null	null	null	8	null	null	null	null	2	4	1	5	2	4	55-64	9999	No	null	1	1	1	null	null	null	null	10	null	null	null	12721	30.31	122300	120	3027	3568	14
2024	549300DD5QQUHO6PCH70	29340	LA	22019	22019003200	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	White	Female	5	0	2	3	32	1	2	2	2	315000.0	null	null	null	3	null	null	null	null	null	360	null	null	2	2	2	2	null	1	1	3	5	1	null	68	null	9	9	2	null	null	null	null	5	null	null	null	null	2	4	5	null	null	null	null	8	null	null	null	null	2	4	2	5	2	4	65-74	9999	Yes	null	1	1	2	null	null	null	null	10	null	null	null	2076	17.05	83100	99	491	924	22
2024	549300DD5QQUHO6PCH70	99999	KY	21005	21005950400	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	White	Male	4	0	2	3	32	1	2	2	2	285000.0	null	null	null	3	null	null	null	null	null	360	null	null	2	2	2	2	null	1	1	3	5	1	null	121	null	9	9	2	null	null	null	null	5	null	null	null	null	2	4	5	null	null	null	null	8	null	null	null	null	2	4	1	5	2	4	45-54	9999	No	null	1	1	6	null	null	null	null	10	null	null	null	2848	6.32	66100	127	821	1065	36
2024	549300DD5QQUHO6PCH70	16940	WY	56021	56021000503	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	White	Joint	4	0	2	3	1	1	2	2	2	325000.0	null	null	null	3	null	null	null	null	null	360	null	null	2	2	2	2	null	1	1	3	5	1	null	92	null	9	9	2	null	null	null	null	2	null	null	null	null	2	2	5	null	null	null	null	5	null	null	null	null	2	2	1	2	2	2	25-34	<25	No	No	1	1	1	null	null	null	null	10	null	null	null	4875	30.34	95400	96	1807	2059	53
2024	549300DD5QQUHO6PCH70	48620	KS	20173	20173005502	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	White	Male	1	71	2	3	1	1	2	2	2	215000.0	null	6.25	-0.306	2	10406.02	null	3956.27	2609.11	549.06	360	null	null	2	2	2	2	215000	1	1	3	5	1	null	81	38	1	10	2	null	null	null	null	5	null	null	null	null	2	4	5	null	null	null	null	8	null	null	null	null	2	4	1	5	2	4	25-34	9999	No	null	1	1	2	null	null	null	null	10	null	null	null	5574	17.13	91200	100	1857	2472	52
2024	549300DD5QQUHO6PCH70	17820	CO	08041	08041001800	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	Race Not Available	Joint	5	0	2	3	32	1	2	2	2	405000.0	null	null	null	3	null	null	null	null	null	360	null	null	2	2	2	2	null	1	1	3	5	1	null	153	null	9	9	2	null	null	null	null	2	null	null	null	null	2	2	6	null	null	null	null	5	null	null	null	null	2	2	1	2	2	2	45-54	45-54	No	No	1	1	6	null	null	null	null	10	null	null	null	1967	19.78	103700	114	746	1008	79
2024	549300DD5QQUHO6PCH70	99999	IL	17187	17187870200	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	White	Male	1	71	2	3	1	1	2	2	2	205000.0	null	6.75	-0.043	2	3268.25	null	2458.00	458.00	460.00	360	null	null	2	2	2	2	215000	1	1	3	5	1	null	107	41	1	10	2	null	null	null	null	5	null	null	null	null	2	4	5	null	null	null	null	8	null	null	null	null	2	4	1	5	2	4	45-54	9999	No	null	1	1	2	null	null	null	null	10	null	null	null	2573	6.1	82800	92	793	1139	67
2024	549300DD5QQUHO6PCH70	13740	MT	30111	30111001805	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	White	Female	1	2	2	3	1	1	2	2	2	345000.0	null	7.25	0.409	2	2435.90	null	652.00	1725.00	1317.44	360	null	null	2	2	2	2	345000	1	1	3	5	1	null	167	47	3	1	2	null	null	null	null	3	null	null	null	null	2	2	5	null	null	null	null	6	null	null	null	null	2	2	2	3	2	2	55-64	55-64	Yes	No	1	1	1	null	null	null	null	10	null	null	null	3534	8.72	100000	99	828	1121	21
2024	549300DD5QQUHO6PCH70	16984	IL	17031	17031804805	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	White	Male	1	2	2	3	1	1	2	2	2	375000.0	null	6.125	-0.575	2	5534.00	null	2648.75	236.25	3297.50	360	null	null	2	2	2	2	435000	1	1	3	5	1	null	109	30%-<36%	1	10	2	null	null	null	null	5	null	null	null	null	2	4	5	null	null	null	null	8	null	null	null	null	2	4	1	5	2	4	35-44	9999	No	null	1	1	1	null	null	null	null	10	null	null	null	6860	38.41	109800	108	2109	2470	46
2024	549300DD5QQUHO6PCH70	47260	VA	51740	51740210200	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Hispanic or Latino	Black or African American	Male	1	71	2	3	1	1	2	2	2	245000.0	null	5.5	-0.664	2	14465.57	null	8315.90	10353.44	2838.19	360	null	null	2	2	2	2	235000	1	1	3	5	1	null	68	50%-60%	2	10	1	12	null	null	null	5	null	null	null	null	2	4	3	null	null	null	null	8	null	null	null	null	2	4	1	5	2	4	35-44	9999	No	null	1	1	1	null	null	null	null	10	null	null	null	2119	42.57	100900	80	618	1172	0
2024	549300DD5QQUHO6PCH70	10500	GA	13095	13095000501	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	White	Joint	3	0	2	3	1	1	2	2	2	325000.0	null	null	null	3	null	null	null	null	null	360	null	null	2	2	2	2	null	1	1	3	5	1	null	143	38	1	2	2	null	null	null	null	2	null	null	null	null	2	2	5	null	null	null	null	6	null	null	null	null	2	2	1	2	2	2	45-54	45-54	No	No	1	1	1	null	null	null	null	9	null	null	null	4643	66.1	64500	134	976	1793	28
2024	549300DD5QQUHO6PCH70	13900	ND	38015	38015011101	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Ethnicity Not Available	Race Not Available	Male	3	0	2	3	1	1	2	2	2	115000.0	null	null	null	3	null	null	null	null	null	360	null	null	2	2	2	2	null	1	1	3	5	1	null	51	44	1	10	3	null	null	null	null	5	null	null	null	null	2	4	6	null	null	null	null	8	null	null	null	null	2	4	1	5	2	4	35-44	9999	No	null	1	1	1	null	null	null	null	9	null	null	null	5630	16.29	108500	103	1846	1860	29
2024	549300DD5QQUHO6PCH70	99999	KY	21073	21073071200	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	White	Male	1	2	2	3	1	1	2	2	2	185000.0	null	7.25	0.17	2	1042.24	null	0.00	2195.12	1429.05	360	null	null	2	2	2	2	185000	1	1	3	5	1	null	52	44	1	10	2	null	null	null	null	5	null	null	null	null	2	4	5	null	null	null	null	8	null	null	null	null	2	4	1	5	2	4	25-34	9999	No	null	1	1	2	null	null	null	null	10	null	null	null	2895	21.24	66100	79	540	1350	60
2024	549300DD5QQUHO6PCH70	17140	OH	39061	39061005301	C	Conventional:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	White	Joint	3	0	2	1	1	1	2	2	2	485000.0	80	null	null	3	null	null	null	null	null	360	null	null	2	2	2	2	null	1	1	3	5	1	null	294	20%-<30%	1	1	2	null	null	null	null	2	null	null	null	null	2	2	5	null	null	null	null	5	null	null	null	null	2	2	1	2	2	2	25-34	25-34	No	No	1	1	1	null	null	null	null	7	null	null	null	3349	19.32	103500	147	760	1187	63
2024	549300DD5QQUHO6PCH70	40484	NH	33015	33015003400	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	Race Not Available	Joint	1	71	2	3	1	1	2	2	2	225000.0	null	6.75	-0.106	2	8663.12	null	1977.62	561.83	2100.11	360	null	null	2	2	2	2	225000	1	1	3	5	1	null	81	36	3	3	2	null	null	null	null	2	null	null	null	null	2	2	6	null	null	null	null	6	null	null	null	null	2	2	1	2	2	2	>74	>74	Yes	Yes	1	1	2	null	null	null	null	10	null	null	null	5735	13.18	138600	67	1266	1410	44
2024	549300DD5QQUHO6PCH70	31140	KY	21029	21029021104	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Hispanic or Latino	White	Male	4	0	2	3	1	1	2	2	2	455000.0	null	null	null	3	null	null	null	null	null	360	null	null	2	2	2	2	null	1	1	3	5	1	null	163	null	9	9	1	null	null	null	null	5	null	null	null	null	2	4	5	null	null	null	null	8	null	null	null	null	2	4	1	5	2	4	35-44	9999	No	null	1	1	1	null	null	null	null	10	null	null	null	4625	9.95	92600	85	1480	1809	22
2024	549300DD5QQUHO6PCH70	37340	FL	12009	12009071343	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	White	Joint	1	71	2	3	1	1	2	2	2	345000.0	null	6.25	0.352	2	11076.37	null	7199.87	3709.87	713.00	360	null	null	2	2	2	2	355000	1	1	3	5	1	null	103	37	1	3	2	null	null	null	null	2	null	null	null	null	2	2	5	null	null	null	null	5	null	null	null	null	2	2	1	2	2	2	45-54	35-44	No	No	1	1	2	null	null	null	null	10	null	null	null	3954	47.93	99700	100	1146	1513	19
2024	549300DD5QQUHO6PCH70	29180	LA	22001	22001960700	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	White	Joint	1	2	2	3	1	1	2	2	2	165000.0	null	7.125	0.479	2	4764.96	null	0.00	null	572.54	360	null	null	2	2	2	2	155000	1	1	3	5	1	null	65	38	3	3	2	null	null	null	null	2	null	null	null	null	2	2	5	null	null	null	null	5	null	null	null	null	2	2	1	2	2	2	<25	<25	No	No	1	1	1	null	null	null	null	10	null	null	null	3728	49.79	82000	57	967	1899	44
2024	549300DD5QQUHO6PCH70	16740	NC	37119	37119005531	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	Black or African American	Male	1	2	2	3	1	1	2	2	2	385000.0	null	6.75	-0.108	2	3449.54	null	1694.40	714.40	null	360	null	null	2	2	2	2	385000	1	1	3	5	1	null	208	44	1	10	2	null	null	null	null	5	null	null	null	null	2	4	3	null	null	null	null	8	null	null	null	null	2	4	1	5	2	4	35-44	9999	No	null	1	1	2	null	null	null	null	10	null	null	null	5678	79.5	100300	119	1306	1613	17
2024	549300DD5QQUHO6PCH70	47664	MI	26099	26099223500	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	White	Joint	1	2	2	3	1	1	2	2	2	395000.0	null	6.25	-0.323	2	11130.62	null	8487.29	5984.75	1339.35	360	null	null	2	2	2	2	485000	1	1	3	5	1	null	141	37	3	3	2	null	null	null	null	2	null	null	null	null	2	2	5	null	null	null	null	5	null	null	null	null	2	2	1	2	2	2	25-34	25-34	No	No	1	1	1	null	null	null	null	10	null	null	null	1729	10.35	109700	89	646	698	25
2024	549300DD5QQUHO6PCH70	26620	AL	01089	01089001301	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	White	Male	1	2	2	3	1	1	2	2	2	225000.0	null	6.75	-0.231	2	5502.00	null	0.00	1868.57	574.59	360	null	null	2	2	2	2	225000	1	1	3	5	1	null	63	38	1	10	2	null	null	null	null	5	null	null	null	null	2	4	5	null	null	null	null	8	null	null	null	null	2	4	1	5	2	4	25-34	9999	No	null	1	1	2	null	null	null	null	10	null	null	null	3574	80.08	113600	42	275	1007	39
2024	549300DD5QQUHO6PCH70	33500	ND	38101	38101010500	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	White	Male	1	2	2	3	1	1	2	2	2	225000.0	null	6.625	0.144	2	6707.65	null	0.00	null	941.95	360	null	null	2	2	2	2	235000	1	1	3	5	1	null	78	48	3	10	2	null	null	null	null	5	null	null	null	null	2	4	5	null	null	null	null	8	null	null	null	null	2	4	1	5	2	4	25-34	9999	No	null	1	1	1	null	null	null	null	10	null	null	null	5397	13.95	106800	110	1772	2182	43
2024	549300DD5QQUHO6PCH70	26620	AL	01089	01089010631	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	White	Male	1	2	2	3	1	1	2	2	2	345000.0	null	6.625	-0.311	2	1319.75	null	0.00	null	987.50	360	null	null	2	2	2	2	395000	1	1	3	5	1	null	185	20%-<30%	2	10	2	null	null	null	null	5	null	null	null	null	2	4	5	null	null	null	null	8	null	null	null	null	2	4	1	5	2	4	35-44	9999	No	null	1	1	1	null	null	null	null	10	null	null	null	4782	37.58	113600	173	1490	1584	16
2024	549300DD5QQUHO6PCH70	34940	FL	12021	12021010907	NC	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	Joint	Joint	4	0	2	3	1	1	2	2	2	1285000.0	null	null	null	3	null	null	null	null	null	360	null	null	2	2	2	2	null	1	1	3	5	1	null	196	null	9	9	2	null	null	null	null	2	null	null	null	null	2	2	1	null	null	null	null	5	null	null	null	null	2	2	1	2	2	2	35-44	25-34	No	No	1	1	1	null	null	null	null	10	null	null	null	2887	12.57	104300	91	1299	1785	28
2024	549300DD5QQUHO6PCH70	39460	FL	12015	12015020602	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	White	Joint	4	0	2	3	1	1	2	2	2	295000.0	null	null	null	3	null	null	null	null	null	360	null	null	2	2	2	2	null	1	1	3	5	1	null	62	null	9	9	2	null	null	null	null	2	null	null	null	null	2	2	5	null	null	null	null	6	null	null	null	null	2	2	1	2	2	2	<25	<25	No	No	1	1	2	null	null	null	null	10	null	null	null	3452	21.93	77900	71	1112	1836	50
2024	549300DD5QQUHO6PCH70	29200	IN	18015	18015959500	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	White	Female	4	0	2	3	1	1	2	2	2	305000.0	null	null	null	3	null	null	null	null	null	360	null	null	2	2	2	2	null	1	1	3	5	1	null	108	null	9	9	2	null	null	null	null	5	null	null	null	null	2	4	5	null	null	null	null	8	null	null	null	null	2	4	2	5	2	4	45-54	9999	No	null	1	1	2	null	null	null	null	10	null	null	null	2563	7.18	83100	89	990	1932	53
2024	549300DD5QQUHO6PCH70	41740	CA	06073	06073003101	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	Asian	Male	5	0	2	3	32	1	2	2	2	775000.0	null	null	null	3	null	null	null	null	null	360	null	null	2	2	2	2	null	1	1	3	5	1	null	215	null	9	9	2	null	null	null	null	5	null	null	null	null	2	4	26	null	null	null	null	8	null	null	null	null	2	4	1	5	2	4	45-54	9999	No	null	1	1	6	null	null	null	null	10	null	null	null	3919	93.39	119500	63	929	1179	65
2024	549300DD5QQUHO6PCH70	32580	TX	48215	48215020734	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Hispanic or Latino	Race Not Available	Male	3	0	2	3	31	1	2	2	2	285000.0	null	null	null	3	null	null	null	null	null	360	null	null	2	2	2	2	null	1	1	3	5	1	null	161	20%-<30%	3	10	1	11	null	null	null	5	null	null	null	null	2	4	6	null	null	null	null	8	null	null	null	null	2	4	1	5	2	4	65-74	9999	Yes	null	1	1	6	null	null	null	null	7	null	null	null	3245	91	57300	175	717	937	28
2024	549300DD5QQUHO6PCH70	37340	FL	12009	12009065024	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	White	Male	4	0	2	3	1	1	2	2	2	445000.0	null	null	null	3	null	null	null	null	null	360	null	null	2	2	2	2	null	1	1	3	5	1	null	183	null	9	9	2	null	null	null	null	5	null	null	null	null	2	4	5	null	null	null	null	8	null	null	null	null	2	4	1	5	2	4	35-44	9999	No	null	1	1	1	null	null	null	null	10	null	null	null	6450	30.48	99700	120	2330	2705	16
2024	549300DD5QQUHO6PCH70	42200	CA	06083	06083002808	C	FHA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	White	Female	4	0	2	2	1	1	2	2	2	565000.0	null	null	null	3	null	null	null	null	null	360	null	null	2	2	2	2	null	1	1	3	5	1	null	122	null	9	9	2	null	null	null	null	5	null	null	null	null	2	4	5	null	null	null	null	8	null	null	null	null	2	4	2	5	2	4	55-64	9999	No	null	1	1	6	null	null	null	null	10	null	null	null	7314	41.84	119100	102	2126	2534	49
2024	549300DD5QQUHO6PCH70	17300	TN	47125	47125101502	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	White	Joint	1	71	2	3	1	1	2	2	2	545000.0	null	5.5	-1.21	2	3052.00	null	0.00	16913.70	1407.20	360	null	null	2	2	2	2	545000	1	1	3	5	1	null	117	50%-60%	3	3	2	null	null	null	null	2	null	null	null	null	2	2	5	null	null	null	null	5	null	null	null	null	2	2	1	2	2	2	45-54	45-54	No	No	1	1	2	null	null	null	null	10	null	null	null	4171	17.24	85000	122	1278	1876	28
2024	549300DD5QQUHO6PCH70	46060	AZ	04019	04019004043	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Ethnicity Not Available	Race Not Available	Joint	4	0	2	3	32	1	2	2	2	475000.0	null	null	null	3	null	null	null	null	null	360	null	null	2	2	2	2	null	1	1	3	5	1	null	173	null	9	9	3	null	null	null	null	3	null	null	null	null	2	2	6	null	null	null	null	6	null	null	null	null	2	2	1	2	2	2	55-64	45-54	Yes	No	1	1	6	null	null	null	null	10	null	null	null	3989	34.19	90200	132	1246	1576	28
2024	549300DD5QQUHO6PCH70	41140	MO	29021	29021001600	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	White	Male	1	71	2	3	1	1	2	2	2	195000.0	null	6.5	-0.72	2	84.00	null	0.00	1399.01	1.20	360	null	null	2	2	2	2	205000	1	1	3	5	1	null	59	38	1	10	2	null	null	null	null	5	null	null	null	null	2	4	5	null	null	null	null	8	null	null	null	null	2	4	1	5	2	4	65-74	9999	Yes	null	1	1	2	null	null	null	null	10	null	null	null	2556	19.17	81500	84	858	1142	62
2024	549300DD5QQUHO6PCH70	11694	VA	51153	51153901221	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	White	Joint	3	0	2	3	32	1	2	2	2	385000.0	null	null	null	3	null	null	null	null	null	360	null	null	2	2	2	2	null	1	1	3	5	1	null	80	>60%	1	1	2	null	null	null	null	2	null	null	null	null	2	2	5	null	null	null	null	6	null	null	null	null	2	2	1	2	2	2	55-64	65-74	No	Yes	1	1	6	null	null	null	null	7	null	null	null	5646	56.52	164200	83	1490	1562	33
2024	549300DD5QQUHO6PCH70	31924	GA	13015	13015960203	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Not Hispanic or Latino	White	Male	1	71	2	3	1	1	2	2	2	305000.0	null	7.125	0.184	2	5452.90	null	3289.15	4767.15	762.50	360	null	null	2	2	2	2	305000	1	1	3	5	1	null	95	43	2	10	2	null	null	null	null	5	null	null	null	null	2	4	5	null	null	null	null	8	null	null	null	null	2	4	1	5	2	4	35-44	9999	No	null	1	1	2	null	null	null	null	10	null	null	null	4660	15.04	114000	62	1239	1647	27
2024	549300DD5QQUHO6PCH70	21340	TX	48141	48141010329	C	VA:First Lien	Single Family (1-4 Units):Site-Built	Hispanic or Latino	White	Female	4	0	2	3	1	1	2	2	2	235000.0	null	null	null	3	null	null	null	null	null	360	null	null	2	2	2	2	null	1	1	3	5	1	null	74	null	9	9	1	null	null	null	null	5	null	null	null	null	2	4	5	null	null	null	null	8	null	null	null	null	2	4	2	5	2	4	25-34	9999	No	null	1	1	1	null	null	null	null	10	null	null	null	5419	95.04	63100	97	1002	1479	17

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HMDA 2024 (Home Mortgage Disclosure Act)

Full-year 2024 loan application register (LAR) data released under the Home Mortgage Disclosure Act (HMDA), re-published here as a single Parquet file for convenient loading with the datasets library.

Dataset summary

Rows: 12,229,298 loan application records
Columns: 99 (the full public LAR field set — property, applicant, underwriting, and pricing information)
Format: Parquet (hmda_2024.parquet)
Source: Consumer Financial Protection Bureau (CFPB) HMDA Data Browser — unmodified public loan-level data for the 2024 activity year.

This dataset is a straight re-publication of CFPB's public HMDA LAR file for 2024, provided here for reproducibility of the analysis in retrogradespace/HMDA_2024_MortgageProfiles, an exploratory look at mortgage approval and pricing differences by derived characteristics.

Usage

from datasets import load_dataset

dataset = load_dataset("retrogradespace/hmda_2024", split="train")

Key columns

A curated subset of commonly used fields (see the full HMDA field list in the CFPB HMDA documentation for the remaining columns):

Column	Description
`derived_sex`	Applicant sex category as reported in HMDA
`derived_ethnicity`	Applicant ethnicity category as reported in HMDA
`derived_race`	Applicant race category as reported in HMDA
`loan_to_value_ratio`	Loan-to-value ratio
`debt_to_income_ratio`	Debt-to-income ratio
`rate_spread`	Rate spread value
`interest_rate`	Interest rate value
`loan_amount`	Loan amount
`occupancy_type`	Occupancy type of the property
`loan_type`	Loan type
`loan_purpose`	Loan purpose
`action_taken`	Action taken on the application

Values may include categories such as Not Available or Joint and may need filtering before analysis. Review the official HMDA field documentation for full definitions and any changes across reporting years.

License

This dataset consists of unmodified public government data (HMDA data made available by the CFPB) and is released here under CC0 1.0 Universal (public domain), matching the license of the companion analysis code.

Citation

Retrograde Space. (2024). HMDA 2024. Hugging Face Datasets. https://huggingface.co/datasets/retrogradespace/hmda_2024

Original data: Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, 2024.

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